New Modular Homes For Coastal Areas Coastal and Confident: Safer 55+ Living by the Sea in Hurrica
Retirenet Media Team
Safe Florida Living: Best Hurricane-Ready Communities for 55+ Retirees

New Modular Homes For Coastal Areas
Coastal and Confident: Safer 55+ Living by the Sea in Hurricane Season
For many retirees, the dream of Florida living means more than just warm weather—it means coastal sunrises, salty breezes, and life by the water. But what about hurricane season? It’s a valid concern for anyone considering the coast. Fortunately, today’s innovations in home construction—especially elevated modular homes on stilts—offer real solutions that make beachside retirement not only possible, but practical.
In this guide, we’ll show you how storm-smart design, especially from trusted builders like Jacobsen Homes, makes coastal retirement communities safer than ever. Plus, we’ll highlight top coastal regions where you can enjoy the Florida shoreline lifestyle while minimizing the risks of storm surge.
The New Coastal Confidence: How Modern Homes Fight the Surge
The biggest threat during hurricane season isn’t always the wind—it’s storm surge, which can cause serious flooding in low-lying coastal areas. In past decades, this made many people hesitant to settle near the shore. But today’s modern 55+ communities are changing that narrative.
Elevated modular homes, such as those manufactured by Jacobsen Homes, are transforming how retirees enjoy waterfront living. These homes are designed to mitigate flood risk by lifting the living space well above ground level, using strong steel-reinforced stilts and hurricane-engineered components.
Jacobsen Homes: Storm-Resilient Living by Design
Jacobsen Homes has long been recognized as a leader in high-quality manufactured and modular homes, and their coastal-ready designs are no exception. These homes are built for both beauty and durability, combining elegant interiors with category-rated materials, elevated platforms, and structural enhancements that meet or exceed Florida’s strict hurricane codes.
Key Features of Jacobsen Elevated Homes:
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Engineered Foundations: Built on stilts or pilings to rise above flood zones
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Hurricane-Strapped Roofs & Walls: Reinforced framing and tie-downs for wind resistance
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Flood-Resistant Materials: Smart construction minimizes water damage
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Energy-Efficient Interiors: Insulated, modern, and customizable floorplans
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Quick Construction: Modular process speeds up delivery and setup
With the added benefit of stunning water views and reduced insurance premiums in some areas, Jacobsen's elevated homes offer the best of all worlds—security, scenery, and style.
Top Florida Coastal Areas for Safer 55+ Living
If the sound of waves and walkable beaches calls to you, you’re not alone. Thousands of retirees choose Florida’s coastlines each year—and now, with elevated homes and hurricane-conscious planning, you can too.
Here are some of the best Florida coastal regions where modular, elevated living is on the rise:
1. Port Charlotte & Lake Suzy
Just minutes from the Gulf, Lake Suzy offers peaceful, waterfront retirement that feels far from the crowd. One standout community here is The Preserve, a beautifully maintained 55+ community offering storm-conscious homes and amenities in a serene, lakefront setting.
Residents enjoy clubhouse access, pool, fitness center, walking trails, and proximity to top-notch health care and shopping. With homes designed to withstand storms and mitigate surge concerns, The Preserve is a prime example of how smart construction meets coastal charm.
2. Treasure Coast (Fort Pierce, Port St. Lucie)
This stretch of Florida’s East Coast is known for its laid-back beach towns, excellent fishing, and growing number of elevated modular home communities. Builders like Jacobsen are helping homeowners enjoy river and oceanfront properties without sacrificing peace of mind.
Communities here often feature amenities like clubhouses, private piers, and RV-friendly spaces, all designed with seasonal storm events in mind.
3. Englewood & Manasota Key
These charming beach towns are perfect for those who want quiet coastlines without the hustle of major tourist cities. Many new manufactured home communities in this area are offering homes on raised platforms, giving residents added protection from Gulf surges.
Jacobsen’s models here are tailored for compact lots with panoramic views, and many communities are just a short walk or golf cart ride from the water.
4. Fairlane Harbor & Vero Beach
Located on the Indian River Lagoon, Fairlane Harbor combines coastal access with safety-first design. Modular homes here are often elevated and hurricane-rated, offering protection even during strong Atlantic storms.
Residents enjoy private marinas, waterfront decks, and active lifestyle clubs, all with a backdrop of Florida’s tropical scenery.
5. Naples & Bonita Springs (Stilt Home Zones)
Southwest Florida’s Gulf Coast has become a hot spot for stilt-style homes. In areas like Naples and Bonita Springs, new communities are popping up with zoning plans specifically for elevated homes, making storm surge less of a worry.
Paired with the luxury feel of these beach towns, retirees here can enjoy boating, golf, arts, and fine dining—while knowing their home is ready for hurricane season.
Choosing a Safer Home Doesn’t Mean Giving Up the Coast
In the past, storm concerns may have sent retirees looking inland—but that’s no longer necessary. With builders like Jacobsen Homes leading the way in storm-smart modular construction, and more 55+ communities embracing elevation as the standard, coastal living in Florida is safer than ever before.
Whether you're retiring on the Gulf, Atlantic, or a riverfront, you can now choose from homes that are:
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Elevated above flood level
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Reinforced against wind
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Built to meet rigorous Florida codes
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Beautifully appointed inside and out
Find Your Coastal Dream Home on Retirenet.com
At Retirenet.com, we make it easy to discover communities that combine beachfront living with elevated peace of mind. From modular home parks to resort-style 55+ villages, you can search by:
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Region
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Waterfront preference
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Home type
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Storm-readiness
Explore Coastal Communities Now »
Whether you're looking for a Jacobsen Home on the Gulf or a stilted riverfront cottage on the Atlantic, Retirenet.com connects you to the lifestyle—and the safety—you deserve.
Retirement, Elevated
Hurricane season doesn’t have to stand between you and your dream of coastal Florida living. With today’s elevated, storm-resilient modular homes, you can enjoy sunshine, serenity, and shorelines—without the worry.
Let Retirenet.com be your trusted guide to a retirement that’s both beautiful and built to last.